Tailored Coverage: Off-the-shelf insurance policies often leave critical gaps in coverage. Our specialized insurance solutions are designed to fill those gaps and address your organization's specific vulnerabilities. You'll have peace of mind knowing that your unique risks are thoroughly protected.

Industry Expertise: Our team of insurance experts has in-depth knowledge of various industries and the risks they face. Whether you're in healthcare, technology, manufacturing, or any other sector, we have the expertise to understand your needs.

Heavy Commercial Vehicles: We provide a wide range of products to take care of all types of commercial vehicles ranging from trucks to plant items.

Homeowners Associations & Body Corporates: We provide cover for all types of residential, commercial and industrial community living schemes including Sectional Title Developments, Share Blocks, Homeowners Associations and Retirement Villages.

Hospitality & Leisure: To name a few, we provide specialized solutions for Lodges, Game Farms, Hotels, BnBs, Clubs & Estates and businesses in the entertainment industry.

Professional Indemnity: We provide cover in most professions including insurance brokers and underwriters, quantity surveyors, architects, engineers, accountants and auditors, tax consultants, attorneys and advocates, estate agencies and valuators.

Medical Malpractice: Some examples of negligence in this context may include the failure to diagnose, misdiagnosis, surgical errors, and/or the premature discharge of a patient. This cover is necessary for anyone practicing in the traditional or non-traditional medical industry, including, but not limited to general practitioners, specialists, dentist, optometrists, surgeons, obstetricians, podiatrists, physiotherapists, psychologists, nurses, biokineticists, pharmacists, physicians, anaesthetists, chiropractors, etc.

Contractors All Risk: This nsurance policy covers all types of building and civil engineering construction from residential (housing), commercial (shopping centres and office blocks) to infrastructure (roads, bridges, dams, water and sewage reticulation pipelines).

Travel Insurance: Taking out a travel insurance policy will provide you with financial security and travel assistance and protect you from potentially enormous financial costs. You can also obtain travel insurance for both local and international travel.

Directors & Office Insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization.

Agriculture: The Agriculture policy takes care of your individual needs and includes covering risks associated with cooperative and estate wine cellars, fresh produce packaging and cooling plants, liability, exports, products guarantee, plastic tunnels, poultry, warehouse liability and many more.

Marine and Cargo: Marine insurance indemnifies vessel owners against the loss or damage of ships at sea or on inland waterways. This policy further compensates owners of cargo lost or damaged en route through fire, theft or shipwreck but does not cover losses that could be recovered from the carrier’s insurance.

Aviation: Client-focused solutions and innovative insurance for all aircraft owners and operators.

Risk Mitigation Strategies: Beyond insurance coverage, we offer comprehensive risk management solutions. Our team works closely with you to assess, mitigate, and manage the specialized risks your business encounters. We're your proactive partner in risk management, helping you reduce exposures before they become costly problems.

Construction guarantees: Bid bond/guarantee
Advance payment bond/performance
Performance bond/guarantee
Retention bond/guarantee

Retail fuel guarantees